”Perhaps you’ve heard that the rich are getting richer, the poor are getting poorer, and the middle class is disappearing altogether. Recent news reports indicate that is precisely what is happening. Consider the following facts: 83 percent of all U.S. stocks are in the hands of 1 percent of the people, over 1.4 million Americans filed for personal bankruptcy in 2009, while 40 million Americans are now receiving food stamps. On the other hand, the number of millionaires increased 17.5 percent in 2009 over ten major metropolitan areas in the United States.